Our Process - Reducing Your Overall Cost of Risk
We believe that the insurance conversation should not begin with the price of a product. We believe the conversation should always start with your exposures, your risk and your risk tolerance.
You may have seen the television commercial where there are customers literally pulling insurance products off of the shelf in a store. This is actually a very good illustration of why the insurance buying process is flawed. Too many times an insurance product is pulled off of the shelf and then the risk and exposures get crammed into that product. This unfortunately results with the consumer focusing on the best price for the wrong product.
Focusing on exposures, risk and risk tolerance first properly prepares the consumer for finding the right product at the right price.
All too often owners and agents don’t give property insurance much thought beyond the building and the attractions inside. We look at property insurance as a tool to prevent insolvency after a loss. There are many types of losses a properly structured policy will cover and it’s critical to remember that your business and personal obligations don’t stop at the time of loss. Don’t be put into a situation of making up lost ground after a loss. With SafePark USA you will be able to rebuild like it never even happened, and your customers will return with their money when you reopen.
The old saying goes, it’s all fun and games till someone gets hurt. Liability insurance is complicated and complex. That’s why there are so many pages about liability in your policy. If you read your entire policy you will see many provisions for coverage and exclusions. It is critically important to have an agent that can navigate the industry, and structure an policy to meet your specific needs. Remember, it is too late to “fix” your policy after an incident or after you get served with a lawsuit. If specific coverage was excluded or you violated they policy agreement by accident, then it all comes out of your pocket. It is essential to have an agent that can tour your facility, and identify the specific risks involved with your amusement business.
Complete Coverage & On-Site Service
Safe Park USA was created to provide insurance specifically to meet the challenges of the amusement industry. We have crazy… risky things like, go-karts, laser-tag, bungee jumps, climbing walls, inflatables and water slides. You simply cannot have a business policy, try to make it fit, and expect it to protect you from insolvency after a loss.
We take our coverage very seriously and that is why visiting you is a central part of our coverage. We know that every family entertainment center or amusement attraction is different. There are so many things that can be missed or overlooked when your agent only emails an renewal application year after year. Safe Park USA meets with you face-to-face, and will provide a policy that is carefully built to provide coverage more complete than anyone else.
Our reputation is our brand and it is our responsibility to protect it. We each take an active role in shaping our business, peers and community.
Attracting the best requires an unwavering desire to be the best. We measure success by performance.
The success and growth of our company hinges on our ability to deliver uncompromising value and trust.
We must be quick to anticipate and respond to change. Change creates opportunities not misfortune.
As beneficiaries from our hard work we must also be good stewards. We restore hope to others by responding to needs greater than our own.
No matter what the situation is I can always count on Ryan to be there. Every year we get calls from other agents wanting to quote insurance and before joining Safe Park USA we would always let them quote. We are so satisfied with his knowledge and service there is no need to shop our insurance anymore. Ryan comes out to the facility every year and does a loss control walk through and reviews our coverage. He even made a special trip out when the local media asked to interview me after a Go-Kart accident.Larry